The Capital Your Business Deserves.
Gotham MCA provides fast, flexible Merchant Cash Advances to fuel your growth. No collateral, no traditional bank hassles. Just the funding you need, when you need it.
Get Funded in 24 HoursDeploy faster
What is a Merchant Cash Advance?
A Merchant Cash Advance (MCA) isn't a loan. It's a purchase of your future credit and debit card sales. We provide you with a lump sum of cash upfront, and in return, you agree to pay back the advance with a small, fixed percentage of your daily sales. It's a funding solution that works with the flow of your business.
Get Funded in 4 Simple Steps
Our process is designed for speed and simplicity.
1. Apply Online
Fill out our simple application wizard in minutes. No complex paperwork required.
2. Get Approved
Our team reviews your application quickly. Expect a decision in as little as a few hours.
3. Receive Funds
Once approved, funds are wired directly into your business bank account, often within 24 hours.
4. Repay Flexibly
Repayment is automatic. We deduct a small percentage of your daily sales until the advance is paid.
The Gotham MCA Advantage
No Collateral Required
Your business's future sales are the asset. No need to pledge property or equipment.
Lightning-Fast Funding
From application to funding in as little as 24 hours. Seize opportunities without delay.
Flexible Repayment
Repayments align with your cash flow. If sales are slow, you pay back less. It's that simple.
We are dedicated to providing the capital you need to thrive.
Let's Get Started
See what you qualify for in under 2 minutes.